AI Avatar Advisory Service – Disclosure and Liability Agreement

PLEASE READ THIS DISCLOSURE CAREFULLY. By using this AI avatar advisory application (“the Service”), you acknowledge and agree to the following terms and disclosures. This agreement is designed to ensure you understand the limitations of the Service and accept responsibility for how you use the information provided. If you do NOT agree with these terms, do not use the Service.

Entertainment & Informational Use Only

The AI avatars and any responses or advice they give are provided for general informational and entertainment purposes only. The content generated by these AI characters is not intended as professional advice of any kind. You should not rely on the Service as a substitute for personal judgment or expert guidance. Always treat the AI’s output as opinion or insight that may require further verification rather than definitive fact.

Not a Substitute for Professional Advice

No Legal, Medical, Financial, or Expert Advice: The creators of this Service are not licensed attorneys, doctors, financial advisors, or other certified professionals, and neither are the AI avatars. Nothing the AI avatars say constitutes legal, medical, financial, or professional advice. If you have an important decision or issue in any of these areas, you must consult a qualified professional. For example:

• Medical/Health: Always seek the advice of a licensed physician or other qualified health provider for any medical questions or health decisions. The AI may discuss health topics, but it is not a doctor and could be wrong.
• Legal: For any legal matters, consult a licensed attorney. The AI is not a lawyer and its statements have no legal authority.
• Financial: For investment, financial planning, or money-related decisions, rely on a certified financial advisor or professional. The AI is not a financial planner and does not account for your specific circumstances.
• Other Professional Fields: If your query involves other specialized areas (such as engineering, mental health counseling, etc.), always refer to a certified or licensed professional in that field rather than relying on AI-generated responses.

Important: You are solely responsible for deciding if and when you need professional advice. Do not disregard or delay seeking professional guidance because of something you read or heard from an AI avatar. Always use common sense and due diligence when interpreting the AI’s output.

AI-Generated Content & Accuracy

Understanding AI Limitations: The Service uses artificial intelligence to generate responses. The AI avatars do not have real-world awareness or human expertise — they produce content based on patterns in data. As a result, information provided may be incorrect, misleading, outdated, or incomplete. The AI might present information that sounds confident or authoritative but is factually wrong or not applicable to your situation. You must independently verify any important details or advice before acting on it.

No Guarantee of Accuracy or Completeness: We strive to make the AI as helpful and accurate as possible, but we do not guarantee the correctness, completeness, or usefulness of any response. The Service’s content may contain errors or omissions. Always double-check critical information. If the AI provides statistics, references, or factual claims, treat them with caution and verify from reliable sources.

Possibility of Offensive or Unpredictable Output: While the Service is designed to follow guidelines, AI-generated content can sometimes be unexpected or inappropriate. The avatars may inadvertently produce content that is biased, offensive, or otherwise undesirable. Viewer/user discretion is advised. If you encounter such content, please disregard it and/or report it as appropriate. The creators of the Service are not responsible for any offensive or harmful content generated by the AI, but we appreciate feedback to improve the system.

User Responsibility & Assumption of Risk

Use at Your Own Risk: By using the Service, you understand and agree that **any actions you take based on the AI avatars’ advice or responses are fully at your own risk. You are solely responsible for any decisions or actions you make following your interactions with the AI. This includes, but is not limited to, decisions affecting your finances, health, relationships, education, business, or legal standing. Always critically evaluate the AI’s suggestions in light of your own knowledge and the context of your situation.

Independence and Judgment: You agree to use your own best judgment and common sense when interpreting and applying any information from the Service. If you choose to implement suggestions or rely on information from an AI avatar, you agree that you assume all responsibility for the outcomes. The creators/operators of the Service cannot monitor or control how you use the information, so it is up to you to act carefully and prudently.

No Confidential or Emergency Use: Do not use the Service for time-sensitive or life-and-death decisions. In an emergency (medical, legal, or otherwise), do not rely on an AI avatar – seek immediate help from professionals or emergency services. Likewise, do not share personal confidential information expecting privileged advice; the AI is not bound by doctor-patient or attorney-client confidentiality.

Limitation of Liability

To the fullest extent permitted by applicable law, the creators, developers, and operators of this AI Service (collectively “the Providers”) shall not be liable for any damages, losses, or harm arising out of or relating to your use of the Service or reliance on any content generated by the AI avatars. This limitation of liability applies regardless of the cause of the alleged damage or loss and regardless of the legal theory (contract, tort, negligence, strict liability, etc.). In particular, you agree that the Providers are not liable for:

• Financial Losses: Any monetary or economic loss, loss of revenue, loss of profits, investment losses, business interruptions, or other financial harm that may occur from following advice or information from the AI.
• Health Issues or Personal Injury: Any illness, injury, adverse health outcome, or even death that you believe results from acting on medical, fitness, or health-related information from the AI. (Always consult a doctor for medical matters, as noted above.)
• Legal Consequences: Any civil or criminal outcomes, penalties, lawsuits, fines, or other legal repercussions that occur because you followed or relied on something the AI said. The AI’s statements have no legal standing and should not be treated as legal counsel.
• Emotional or Psychological Harm: Any distress, emotional upset, or psychological harm resulting from content the AI provides (for example, if an avatar’s response is upsetting, incorrect, or not what you expected). We urge users to maintain perspective that they are interacting with a machine, and to discontinue use if they experience discomfort.
• Property Damage: Any damage to your property or data (for instance, if you choose to follow technical advice from the AI that leads to loss of data, damage to a device, etc.). Always back up important data and be cautious with any technical suggestions.
• Indirect or Consequential Damages: Any indirect, incidental, special, or consequential damages, including lost opportunities, loss of goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.

By using the Service, you acknowledge that the Providers cannot be held responsible for outcomes of actions you take. You agree not to attempt to hold the Providers liable for any claims or losses – you bear full responsibility for your use of the information. Some jurisdictions do not allow certain liability exclusions; in such cases, the Providers’ liability will be limited to the maximum extent permitted by law.

No Warranties (Service Provided “As Is”)

The Service is provided “AS IS” and “AS AVAILABLE,” without any warranty or guarantee of any kind. The Providers make no express or implied warranties about the Service or the information it provides. This includes, but is not limited to:

• No Guarantee of Accuracy or Fitness: We do not warrant that the information is accurate, reliable, up-to-date, or suitable for any particular purpose. All warranties of merchantability or fitness for a particular purpose are expressly disclaimed.
• No Guarantee of Availability or Error-Free Operation: We do not guarantee that the Service will be available at all times, or that it will operate uninterrupted or error-free. Access may be limited or suspended at our discretion, and errors or bugs are possible.
• No Warranty of Non-Infringement: We do not guarantee that the content generated by the AI (including any text, images, or other media) will not infringe on the rights of any third party. (If you believe the AI has produced copyrighted or inappropriate content, please notify us so we can address it.)
• Quality and Suitability: We make no warranty that the quality of any information, advice, or other material you obtain will meet your expectations. Any reliance on the Service is at your own discretion and risk.

In summary, no promises or guarantees are made about the content or performance of this Service. If applicable law does not allow the exclusion of certain warranties, then any required warranties will be deemed provided only to the minimum extent required by law.

User Acceptance and Acknowledgment

Explicit Acceptance Required: Before you can access or use the AI avatars, you will be required to indicate your acceptance of this Disclosure and Liability Agreement (for example, by checking an “I Understand and Agree” box or clicking an “Accept” button). By actively accepting this agreement, you affirm that you have read, understood, and agree to all the terms and disclosures stated above. If you do not agree, you must not use or access the Service.

By accepting and continuing to use the Service, you further acknowledge and agree that:

• You understand the AI nature of the service and its limitations. You know the avatars are not real people or professionals, and you will treat their outputs accordingly.
• You will verify important information independently and will seek professional advice when needed, as described in this agreement.
• You assume full responsibility for your use of the Service and any actions you take based on AI outputs.
• You release and hold harmless the Providers from any liability or claims arising from your use of the Service, consistent with the Limitation of Liability section above.
• You are of legal age and mental capacity in your jurisdiction to accept this agreement, or you are using the Service under the supervision of a legal guardian who has agreed on your behalf. (The Service is not intended for young minors without supervision; if you are under the age of majority, a parent/guardian should review and accept these terms for you.)

If you have any questions about this disclosure or how to use the Service responsibly, please contact the Service’s support team for clarification before proceeding. Remember, clicking “Accept” or using the Service signifies that you are bound by this Disclosure Agreement.

Global Application and Compliance

This disclosure is intended to be globally applicable and compliant with consumer protection laws in different jurisdictions, including the United States and the European Union. The terms of this agreement shall be interpreted in a way that complies with applicable law and achieves the intended protections for the Providers. In certain jurisdictions, you may have legal rights that modify or supersede some of the disclaimers or liability limitations above – in such cases, this agreement shall be deemed modified only to the minimum extent necessary to comply with those laws, and all other terms will remain in full force.

No Waiver of Mandatory Rights: Nothing in this agreement is intended to limit any non-waivable statutory rights you may have under local law. However, by using this Service, you still agree that the disclaimers and limitations herein will apply to you to the greatest extent permitted by law. Each provision of this agreement is severable – if any part is found invalid or unenforceable, the rest of the terms shall remain valid and enforceable.

By proceeding to use the AI Avatar Advisory Service, you acknowledge that you have read this Disclosure and Liability Agreement in full and agree to be bound by its terms. If you do not agree, do not use the Service. Your safety, satisfaction, and understanding are important to us – please use the Service wisely and responsibly.